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Maurice A. ShabazzCredit utilization, a key factor in credit scores, impacts FICO and VantageScore significantly. Keeping utilization below 30%, paying down balances, and increasing limits can improve scores. Dispute AI offers tools to monitor and reduce utilization effectively.
Maurice A. ShabazzManaging credit utilization—the ratio of credit balances to limits—is crucial for boosting credit scores. Lowering utilization below 30%, using tools like Dispute AI, and smart payment strategies improve credit health and offer business opportunities.
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